HSBC

hsbc.co.uk

Hsbc life (uk) ltd is a subsidiary of hsbc bank plc, one of the world’s largest banking and financial service’s organisations. As well as offering a wide range of protection solutions, hsbc life has been at the forefront of the industry in the development of ‘open architecture’ investment products offering flexible investing and investment choice, transparent charging structures and transparent taxation. The hsbc onshore investment bond has an open architecture structure which allows an adviser to select from over 150 fund managers and 2700 funds to build their client portfolios. The fund range is growing weekly and includes investment trusts and exchange traded funds (etfs). The bond’s open architecture provides great flexibility by enabling an adviser to change the underlying investment portfolio as the investment needs of the client changes. The adviser can adapt the portfolio and switch between the extensive choice of providers without generating a tax liability.