Morgan Stanley

Credit Risk (Asia Coverage) - Associate

Profile Description

We’re seeking someone to join our team as a [Associate] to [Credit Risk team where the candidate will get an insight of how big banks manage their credit exposures as part of their lending and trading activities].

Firm Risk Management

In the Firm Risk Management division, we advise businesses across the Firm on risk mitigation strategies, develop tools to analyze and monitor risks and lead key regulatory initiatives.

Company Profile

Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals.

Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world.

What you’ll do in the role:

The primary responsibilities of the role include, but are not limited to the following:
• Ability to analyze and interpret the financial statements of Firm’s Corporate clients
• Assessment of credit strengths and weaknesses of clients
• Limit excess management with investigation of limit breaches for counterparties
• Conduct in-depth industry research across various sectors such as Oil & Gas, Telecomm, Commodities, Utilities, Shipping, Automobiles, Hospitality and so on across Asia Pacific
• Review and recommend credit risk-related transactions for approval
• Conduct industry research and develop sovereign and macro risk views as required to support decision making
• Support senior credit officers with client Due Diligence calls, independent research and establish credit rating of counterparties
• Prepare loan and annual review memos for active/ potential counterparties
• Monitor portfolio quality on an ongoing basis and dynamically update credit views on counterparties, sectors and other risks
• Focus on developing deep domain knowledge and SME capabilities.
• Stay updated on various products, develop industry knowledge and its impact on business, and proactively discuss / share opinions with senior coverage stakeholders.
• Understanding of applicable regulatory and internal policies and standards and their application
• Partner with colleagues across the globe to achieve your goals and to gain insight into how a global organization operates

What you’ll bring to the role:

Skills required
• Bachelor’s or higher degree and a keen interest in the world of finance and risk management; MBA or CA or CFA preferred
• Advanced analytical and numerical skills to assimilate complex information rapidly
• Ability to identify, analyze, condense, and articulate complicated ideas and findings clearly and succinctly
• Superior reading comprehension, written, and verbal communication skills in English
• Good interpersonal skills and a commitment to teamwork

Skills desired
• Previous experience (4+ years) in Corporate credit risk management covering Asia at a multinational financial institution is an advantage
• Previous experience of data sources such as SNL, Bloomberg and/or database tools such as SQL coding is a plus

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.